The 3-Block Method: Organize Your Budget and Save Money
A practical 11-step guide to stop living in the red, build an expense spreadsheet, and finish your first month in the black.
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About this guide
Stop wondering where your money went at the end of every month. The 3-Block Method is a practical approach designed for those currently living in the red. Instead of relying on willpower or cutting out everything you love, this guide focuses on a repeatable process that prioritizes short-term planning and measurable progress. Over 11 chapters, you will learn to build an expense spreadsheet from scratch and identify the bottlenecks in your spending. The guide uses a format of one chapter a day with five-minute exercises and weekly checklists to help you maintain momentum without needing constant motivation. Learn how to define clear criteria for financial tasks, avoid common beginner mistakes like waiting for perfect conditions, and move from financial uncertainty to your first month with money left over.
What you'll learn
- Build a step-by-step expense spreadsheet from scratch
- Create 7-day financial plans that survive unexpected events
- Identify and resolve specific bottlenecks in your personal budget
- Complete 11 practical exercises to turn financial goals into habits
- Learn to adjust your spending without having to restart the process
- Identify costly mistakes that keep beginners living in the red
Who it's for
This guide is for anyone currently running out of money before the end of the month who needs a structured, step-by-step process to organize their finances.
What's inside
- 01The 3-Block Method for Organizing Your Budget and Having Money Left Over
- 02Table of Contents
- 03Introduction
- 04How to Use This Book
- 05CHAPTER 1: The Truth About Money Disappearing Before the End of the Month
- 06The Truth About Money Disappearing Before the End of the Month
- 07Chapter 1 Exercise
- 08CHAPTER 2: What Changes When There Is a Method
- 09What Changes When a Method Exists
- 10Chapter 2 Exercise
- 11CHAPTER 3: Before Starting: The Minimum Necessary
- 12Before You Start: The Minimum Necessary
- 13Chapter 3 Exercise
- 14CHAPTER 4: Step 1 — Choosing the Starting Point
- 15Step 1 — Choosing the Starting Point
- 16Chapter 4 Exercise
- 17CHAPTER 5: Step 2 — Setting Up an Expense Spreadsheet
- 18Step 2 — Setting Up an Expense Spreadsheet
- 19Chapter 5 Exercise
- 20CHAPTER 6: Step 3 — The First Week in Practice
- 21Step 3 — The First Week in Practice
- 22Chapter 6 Exercise
- 23CHAPTER 7: Step 4 — Measuring What Matters
- 24Step 4 — Measuring What Matters
- 25Chapter 7 Exercise
- 26CHAPTER 8: Step 5—Adjusting Without Starting Over
- 27Step 5 — Adjusting Without Restarting
- 28Chapter 8 Exercise
- 29Chapter 9: Costly Mistakes
- 30The Mistakes That Cost Dearly
- 31Chapter 9 Exercise
- 32CHAPTER 10: Maintaining Momentum Without Relying on Motivation
- 33Maintaining Momentum Without Relying on Motivation
- 34Chapter 10 Exercise
- 35CHAPTER 11: From Your First Month in the Black to the Next Level
- 36From Your First Month in the Black to the Next Level
- 37Chapter 11 Exercise
- 38Conclusion
- 39The Next 30 Days
- 40READ ME.AI